Kay Hagan! Do what you were elected to do!!
I watch MSBNC almost every night....and several hours of the day when I'm home. I've been listening to Rachel Maddow talking about the "Conservadems" and I am really ticked off.
In case you don't know....this is a term to represent a group of Democrats who are attempting to undermine President Obama's agenda. At least in my case, and I think in most others, these people were elected because we wanted a change.....and they promised to help pass President Obama's agenda....an agenda he was quite clear of during the campaign. They cannot possibly say they were not aware of what Mr Obama wanted to accomplish!
Right now I am really upset. I voted for Kay Hagan in North Carolina because I wanted to elect someone that was in agreement with what was supposed to be a change for America. If I wanted business as usual, I would have voted to retain Mrs Dole. If I wanted to continue the Republican agenda of cutting taxes and then slashing public programs I would have voted for Dole.....but I wanted someone who believed as I did. I wanted someone that would work to change the way our country is run!
Kay Hagan ran as a Democrat. She repeatedly stated that she represented change. She repeatedly told us that she would follow the President's agenda. She did not run as a conservative, fiscal or religious!
There is an online petition to call for these so-called Conservadems to change their ways.....find it here: CONSERVADEMS You Should Be Replaced! and please pass it on!
Oh yea....here's a list of the Conservadems. If you voted for one and are angry, sign the petition and give them a call:
TOM CARPER (DE)
BLANCH LINCOLN (AR)
MICHAEL BENNET (CO)
MARK BEGICH (AK)
KAY HAGAN (NC) (CALL: 202-224-6342
HERB KOHL (WI)
MARY LANDRIEU (LA)
JOE LIEBERMAN (CT)
CLAIRE MCCASKILL (MO)
BEN NELSON (NE)
BILL NELSON (FL)
JEANNE SHAHEEN (NH)
MARK WARNER (VA)
MARK UDALL (CO)
EVAN BAYH (IN)
For others, you can look up your representatives' contact information here.
Thursday, March 26, 2009
Saturday, March 14, 2009
Jim Cramer Interview by Jon Stewart
For those that haven't heard yet......check out the 3 part interview Jon Stewart did with Jim Cramer.
Just in case the embed doesn't work, here are the links:
Jim Cramer Pt. 1
Jim Cramer Pt. 2
Jim Cramer Pt. 3
Just in case the embed doesn't work, here are the links:
Jim Cramer Pt. 1
Jim Cramer Pt. 2
Jim Cramer Pt. 3
Friday, January 09, 2009
Sanjay Gupta? For Surgeon General?
CNN and others are reporting:
Sanjay Gupta? Oh, please Mr Obama, no! Great smile.....popular on-air personality.....but not Surgeon General!
A little about me. I am a RN (class of '76) and have been an avid reader of medical topics for several years. Over the past few years, because of my own increasing age as well as some of the articles and research I've looked at, I have become a proponent of many non-conventional treatments and practices. The areas I am especially interested in are diet and nutrition, cardiovascular disease, and diabetes and other diseases of carbohydrate metabolism. I am a low carb advocate even tho I still struggle with weight and other health issues. I am also an advocate of an interactive doctor patient relationship. I believe all should investigate any disease, condition, prescription etc on their own and doctors should encourage this rather than look at it as questioning their authority. I believe strongly that we are pushing medications to excess, often without even attempting other means of treatment. I believe that many of the non-conventional treatments are viewed as a threat to doctors, nutritionists, and others and are attacked rather than looked into with an open mind.
So.....regarding Dr Gupta......I guess it all depends on what you want for a Surgeon General. If you are looking for a person that will be little more than a spokesperson for the AMA, AHA, ADA et all....if you are looking for someone to try to block real health care reform.....if you are looking for a puppet that doesn't do his (or her) own research, but instead depends on talking points provided by pharmaceutical companies....OK, he's the perfect choice.
But, if you want a Surgeon General is someone that will oversee not only the Public Health Service, but also promote truly healthy lifestyle changes...not what is being promoted today, but changes that really will make a difference....well, I'd say keep looking.
There are so many things that are pushed onto the public that have little or no scientific background. Much of the research that is done is poorly done and many times the results are misinterpreted. I would like to see a Surgeon General that looks at all the the policies and practices and study each issue and check out the research himself. Not just read the summaries, but look at the data and make his own interpretations. Of course I'd want this person to do this with an open mind, not just looking to verify his/her beliefs.
Currently much of the "current wisdom" in the medical industry is based on faulty or non-existent research. You cannot conclude anything from observational (or co-hort) studies, you can only form a hypothesis. You cannot promote a practice based on tradition....or beliefs that have since been proven wrong. You cannot continue to push policy and practices on people where the data just isn't there.
The American Heart Association (AHA) has sold out to Big Pharma and various food manufacturers. Allowing the AHA seal of approval on foods that do nothing to promote heath. Allowing Big Pharma to repeatedly conduct "education" seminars that are little more than sales pitches. Ignoring evidence that many of their practices are at least useless and in some cases dangerous. The American Medical Association too.....either they are complicit with manufacturers and drug companies or they just do their own research.....but they are continuously promoting practices and policies that are not based in science.
And the American Diabetic Association? Well they promote a diet based on the very thing that diabetics have trouble handling! Despite studies done to show more effective treatment, treatment that minimizes complications as well as the need for medications, they continue to promote the same treatments that they have for decades. They repeatedly cite "research". Poorly done, misinterpreted research maybe...but not well designed, well executed studies that show results they don't want to see.
The whole medical establishment repeatedly promotes a diet that is based on processed food!! Think of it.....the largest part of the food pyramid is grains. With few exceptions, grains must be processed in order for them to be edible for humans. So....we base our diet on a processed food? And! At the same time, we should limit protein and fat to very small portions. Even tho we likely evolved on large quantities of fats and proteins with minimal (and mostly seasonal) fruits and vegetables and virtually no grains, the diet that is promoted today pushes limiting naturally occurring fats and protein and encourages processed foods.
Please Mr Obama, look into some others for this position. Look
for someone that is more free-thinking. Someone who does his/her own
research and looks at the data and design of studies before forming an
opinion. Someone that is willing, if necessary, to take on the "big
guys" (ADA, AHA, AMA, Big Pharma, etc) and question or correct policies
and procedures that are ineffective or even dangerous.
For further reading, I highly recommend:
Good Calories Bad Calories by Gary Taubes (or any article written by Mr Taubes)
Blood Sugar 101 by Jenny Ruhl
Dr. Bernstein's Diabetes Solution by Dr Richard K bernstein
Weston A Price Foundation: Know Your Fats
The Great Cholesterol Con: The Truth About What Really Causes Heart Disease and How to Avoid It by Dr. Malcolm Kendrick
Obama asks CNN's Sanjay Gupta to be next surgeon general
The popular television personality, a practicing neurosurgeon, reportedly would be provided a broader portfolio to make wellness, fitness and healthcare reform a top priority.
Reporting from Washington and New York -- President-elect Barack Obama has asked Dr. Sanjay Gupta to be the next U.S. surgeon general, looking to a popular television personality to help provide a public face for his healthcare agenda.
Best known as a health and medicine correspondent for CNN and CBS, Gupta, 39, is a practicing neurosurgeon in Atlanta and a member of the faculty at the Emory University School of Medicine.
The surgeon general oversees some 6,000 officers in the commissioned corps of the Public Health Service. Officers work as physicians, nurses, dentists and other health professionals in various federal agencies -- including the Centers for Disease Control and Prevention, the Coast Guard and the Bureau of Prisons.
Past surgeons general have wielded the most influence, however, by using the bully pulpit to focus attention on major health issues. And Gupta would come to the post with an unparalleled public profile and background as a communicator.
Sanjay Gupta? Oh, please Mr Obama, no! Great smile.....popular on-air personality.....but not Surgeon General!
A little about me. I am a RN (class of '76) and have been an avid reader of medical topics for several years. Over the past few years, because of my own increasing age as well as some of the articles and research I've looked at, I have become a proponent of many non-conventional treatments and practices. The areas I am especially interested in are diet and nutrition, cardiovascular disease, and diabetes and other diseases of carbohydrate metabolism. I am a low carb advocate even tho I still struggle with weight and other health issues. I am also an advocate of an interactive doctor patient relationship. I believe all should investigate any disease, condition, prescription etc on their own and doctors should encourage this rather than look at it as questioning their authority. I believe strongly that we are pushing medications to excess, often without even attempting other means of treatment. I believe that many of the non-conventional treatments are viewed as a threat to doctors, nutritionists, and others and are attacked rather than looked into with an open mind.
So.....regarding Dr Gupta......I guess it all depends on what you want for a Surgeon General. If you are looking for a person that will be little more than a spokesperson for the AMA, AHA, ADA et all....if you are looking for someone to try to block real health care reform.....if you are looking for a puppet that doesn't do his (or her) own research, but instead depends on talking points provided by pharmaceutical companies....OK, he's the perfect choice.
But, if you want a Surgeon General is someone that will oversee not only the Public Health Service, but also promote truly healthy lifestyle changes...not what is being promoted today, but changes that really will make a difference....well, I'd say keep looking.
There are so many things that are pushed onto the public that have little or no scientific background. Much of the research that is done is poorly done and many times the results are misinterpreted. I would like to see a Surgeon General that looks at all the the policies and practices and study each issue and check out the research himself. Not just read the summaries, but look at the data and make his own interpretations. Of course I'd want this person to do this with an open mind, not just looking to verify his/her beliefs.
Currently much of the "current wisdom" in the medical industry is based on faulty or non-existent research. You cannot conclude anything from observational (or co-hort) studies, you can only form a hypothesis. You cannot promote a practice based on tradition....or beliefs that have since been proven wrong. You cannot continue to push policy and practices on people where the data just isn't there.
The American Heart Association (AHA) has sold out to Big Pharma and various food manufacturers. Allowing the AHA seal of approval on foods that do nothing to promote heath. Allowing Big Pharma to repeatedly conduct "education" seminars that are little more than sales pitches. Ignoring evidence that many of their practices are at least useless and in some cases dangerous. The American Medical Association too.....either they are complicit with manufacturers and drug companies or they just do their own research.....but they are continuously promoting practices and policies that are not based in science.
And the American Diabetic Association? Well they promote a diet based on the very thing that diabetics have trouble handling! Despite studies done to show more effective treatment, treatment that minimizes complications as well as the need for medications, they continue to promote the same treatments that they have for decades. They repeatedly cite "research". Poorly done, misinterpreted research maybe...but not well designed, well executed studies that show results they don't want to see.
The whole medical establishment repeatedly promotes a diet that is based on processed food!! Think of it.....the largest part of the food pyramid is grains. With few exceptions, grains must be processed in order for them to be edible for humans. So....we base our diet on a processed food? And! At the same time, we should limit protein and fat to very small portions. Even tho we likely evolved on large quantities of fats and proteins with minimal (and mostly seasonal) fruits and vegetables and virtually no grains, the diet that is promoted today pushes limiting naturally occurring fats and protein and encourages processed foods.
Please Mr Obama, look into some others for this position. Look
for someone that is more free-thinking. Someone who does his/her own
research and looks at the data and design of studies before forming an
opinion. Someone that is willing, if necessary, to take on the "big
guys" (ADA, AHA, AMA, Big Pharma, etc) and question or correct policies
and procedures that are ineffective or even dangerous.
For further reading, I highly recommend:
Good Calories Bad Calories by Gary Taubes (or any article written by Mr Taubes)
Blood Sugar 101 by Jenny Ruhl
Dr. Bernstein's Diabetes Solution by Dr Richard K bernstein
Weston A Price Foundation: Know Your Fats
The Great Cholesterol Con: The Truth About What Really Causes Heart Disease and How to Avoid It by Dr. Malcolm Kendrick
Tuesday, November 11, 2008
Olbermann: Gay marriage is a question of love
Finally tonight as promised, a Special Comment on the passage, last week, of Proposition Eight in California, which rescinded the right of same-sex couples to marry, and tilted the balance on this issue, from coast to coast.
Some parameters, as preface. This isn't about yelling, and this isn't about politics, and this isn't really just about Prop-8. And I don't have a personal investment in this: I'm not gay, I had to strain to think of one member of even my very extended family who is, I have no personal stories of close friends or colleagues fighting the prejudice that still pervades their lives.
And yet to me this vote is horrible. Horrible. Because this isn't about yelling, and this isn't about politics. This is about the human heart, and if that sounds corny, so be it.
If you voted for this Proposition or support those who did or the sentiment they expressed, I have some questions, because, truly, I do not understand. Why does this matter to you? What is it to you? In a time of impermanence and fly-by-night relationships, these people over here want the same chance at permanence and happiness that is your option. They don't want to deny you yours. They don't want to take anything away from you. They want what you want—a chance to be a little less alone in the world.
Only now you are saying to them—no. You can't have it on these terms. Maybe something similar. If they behave. If they don't cause too much trouble. You'll even give them all the same legal rights—even as you're taking away the legal right, which they already had. A world around them, still anchored in love and marriage, and you are saying, no, you can't marry. What if somebody passed a law that said you couldn't marry?
I keep hearing this term "re-defining" marriage. If this country hadn't re-defined marriage, black people still couldn't marry white people. Sixteen states had laws on the books which made that illegal in 1967. 1967.
The parents of the President-Elect of the United States couldn't have married in nearly one third of the states of the country their son grew up to lead. But it's worse than that. If this country had not "re-defined" marriage, some black people still couldn't marry black people. It is one of the most overlooked and cruelest parts of our sad story of slavery. Marriages were not legally recognized, if the people were slaves. Since slaves were property, they could not legally be husband and wife, or mother and child. Their marriage vows were different: not "Until Death, Do You Part," but "Until Death or Distance, Do You Part." Marriages among slaves were not legally recognized.
You know, just like marriages today in California are not legally recognized, if the people are gay.
And uncountable in our history are the number of men and women, forced by society into marrying the opposite sex, in sham marriages, or marriages of convenience, or just marriages of not knowing, centuries of men and women who have lived their lives in shame and unhappiness, and who have, through a lie to themselves or others, broken countless other lives, of spouses and children, all because we said a man couldn't marry another man, or a woman couldn't marry another woman. The sanctity of marriage.
How many marriages like that have there been and how on earth do they increase the "sanctity" of marriage rather than render the term, meaningless?
What is this, to you? Nobody is asking you to embrace their expression of love. But don't you, as human beings, have to embrace... that love? The world is barren enough.
It is stacked against love, and against hope, and against those very few and precious emotions that enable us to go forward. Your marriage only stands a 50-50 chance of lasting, no matter how much you feel and how hard you work.
And here are people overjoyed at the prospect of just that chance, and that work, just for the hope of having that feeling. With so much hate in the world, with so much meaningless division, and people pitted against people for no good reason, this is what your religion tells you to do? With your experience of life and this world and all its sadnesses, this is what your conscience tells you to do?
With your knowledge that life, with endless vigor, seems to tilt the playing field on which we all live, in favor of unhappiness and hate... this is what your heart tells you to do? You want to sanctify marriage? You want to honor your God and the universal love you believe he represents? Then Spread happiness—this tiny, symbolic, semantical grain of happiness—share it with all those who seek it. Quote me anything from your religious leader or book of choice telling you to stand against this. And then tell me how you can believe both that statement and another statement, another one which reads only "do unto others as you would have them do unto you."
You are asked now, by your country, and perhaps by your creator, to stand on one side or another. You are asked now to stand, not on a question of politics, not on a question of religion, not on a question of gay or straight. You are asked now to stand, on a question of love. All you need do is stand, and let the tiny ember of love meet its own fate.
You don't have to help it, you don't have it applaud it, you don't have to fight for it. Just don't put it out. Just don't extinguish it. Because while it may at first look like that love is between two people you don't know and you don't understand and maybe you don't even want to know. It is, in fact, the ember of your love, for your fellow person just because this is the only world we have. And the other guy counts, too.
This is the second time in ten days I find myself concluding by turning to, of all things, the closing plea for mercy by Clarence Darrow in a murder trial.
But what he said, fits what is really at the heart of this:
"I was reading last night of the aspiration of the old Persian poet, Omar-Khayyam," he told the judge. It appealed to me as the highest that I can vision. I wish it was in my heart, and I wish it was in the hearts of all: So I be written in the Book of Love; I do not care about that Book above. Erase my name, or write it as you will, So I be written in the Book of Love."
Monday, October 27, 2008
The future of health care?
No matter who wins the presidency, there will be some major changes in health care in the coming years.....are they going to get it right?
I have been a Registered Nurse (RN) for over 32 years (ugh!) and have worked in several different areas. My first job was working with handicapped and developmentally delayed children, then I worked general medical and surgical floors in a couple of fairly large suburban and urban hospitals. I've worked in cardiac and intensive care as well as a cardiac monitoring center. I've worked in dozens of nursing homes. In addition to direct patient care, I've done utilization review and case management for an insurance company, a physician's group and a large, nationally known hospital. Currently I work for a company that has several electronic products for doctors, nurses, case managers and others in health care fields.
I've also been an avid reader and researcher of several medical issues including new drugs, vaccines, and devices; the pharmaceutical industry; the management of diseases like heart disease and diabetes; and various other health related issues. With the Internet it is possible to get more information and varying opinions, which allows one to make informed opinions.
It's very disconcerting to see some of the issues and realize that the very people that are making these bad policies are likely going to be the ones that will advise our next president. The very people that advocate drugs, drugs and more drugs are going to be making their recommendations. The people that are advocating treating diabetics with high carbohydrate diets, the people that are in favor of treating cholesterol levels that have no influence on heart disease, the people that are claiming fat is bad for us and grains are good, and the people that want to vaccinate everyone against everything (even if the vaccine isn't effective or the risk is minor).....these are the people that are going to be having their say about what the future of health care should be.
Are we going to hear from the people that have been damaged by unnecessary and/or ineffective treatment? Are we going to hear from those that have serious doubts about the healthfulness of certain diets? Are we going to hear from those that believe that currently the health care industry is broken? That the FDA. ADA, AMA and others are in the pockets of the pharmaceutical industry? Probably not.....and even if we do, they will be the minority and ignored.
Our costs are out of control because of poor policies. Our costs are out of control because anyone with insurance can get almost any test, drug or device they want. Our costs are out of control because there is too much emphasis on something that doesn't matter (high blood cholesterol) while something else is ignored (high blood sugar), and the ignored factor is much more dangerous and damaging!
I have been a Registered Nurse (RN) for over 32 years (ugh!) and have worked in several different areas. My first job was working with handicapped and developmentally delayed children, then I worked general medical and surgical floors in a couple of fairly large suburban and urban hospitals. I've worked in cardiac and intensive care as well as a cardiac monitoring center. I've worked in dozens of nursing homes. In addition to direct patient care, I've done utilization review and case management for an insurance company, a physician's group and a large, nationally known hospital. Currently I work for a company that has several electronic products for doctors, nurses, case managers and others in health care fields.
I've also been an avid reader and researcher of several medical issues including new drugs, vaccines, and devices; the pharmaceutical industry; the management of diseases like heart disease and diabetes; and various other health related issues. With the Internet it is possible to get more information and varying opinions, which allows one to make informed opinions.
It's very disconcerting to see some of the issues and realize that the very people that are making these bad policies are likely going to be the ones that will advise our next president. The very people that advocate drugs, drugs and more drugs are going to be making their recommendations. The people that are advocating treating diabetics with high carbohydrate diets, the people that are in favor of treating cholesterol levels that have no influence on heart disease, the people that are claiming fat is bad for us and grains are good, and the people that want to vaccinate everyone against everything (even if the vaccine isn't effective or the risk is minor).....these are the people that are going to be having their say about what the future of health care should be.
Are we going to hear from the people that have been damaged by unnecessary and/or ineffective treatment? Are we going to hear from those that have serious doubts about the healthfulness of certain diets? Are we going to hear from those that believe that currently the health care industry is broken? That the FDA. ADA, AMA and others are in the pockets of the pharmaceutical industry? Probably not.....and even if we do, they will be the minority and ignored.
Our costs are out of control because of poor policies. Our costs are out of control because anyone with insurance can get almost any test, drug or device they want. Our costs are out of control because there is too much emphasis on something that doesn't matter (high blood cholesterol) while something else is ignored (high blood sugar), and the ignored factor is much more dangerous and damaging!
Saturday, October 11, 2008
PRA update
Today isn't the greatest day, but things could be a lot worse. Right now my left knee and my right hand/wrist are bothering me. Not enough to take pain med for, but enough to notice.
Over the past few months I've been doing well. In early summer my symptoms started to intensify, but still not too bad. I had been having trouble with my stomach and difficulty swallowing, so my doc did a repeat gastroscopy to see if I might be having a reaction from the Doxycycline I'd been taking for the PRA. Fortunately I didn't have what he was concerned about (Eosinophilic esophagitis), I had another stricture, which was dilated. After the scope I restarted the Doxy and have been doing well on it.
Since the first of August I've been taking Doxycycline 100mg twice a day on Monday, Wednesday and Friday only. This dose seems to be keeping symptoms mostly at bay without upsetting my stomach.
Over the past 2 weeks I've also been trying something different. My doc had given me Voltaren, which is an anti-inflammatory or NSAID (non-steroidal anti-inflammatory drug). Voltaren has been on the market for a long time, and according to my doc, safer than the newer NSAIDs. I'm not convinced of this....they all seem to cause problems related to heart disease. Because of this, I decided to try and get off the Voltaren and switch over to plain aspirin.
Aspirin is not felt to be a drug that leads to heart disease, in fact it's used to treat heart disease. I've also done some research and it appears that aspirin works just as well as the prescription NSAIDs. So, a couple of weeks ago I stopped my Voltaren and started taking aspirin. I'm taking the "enteric coated" aspiring, which makes it less upsetting on the stomach as it's not broken down until it hits the intestine. I also make sure to take it with food and lots of liquid to make sure it doesn't get stuck in my esophagus.
So, right now I'm taking aspirin 2-3 times a day at most and doing fairly well. I'm still having some pain, but mostly quite tolerable. I've also been using Arnica gel on my hands, and other areas as needed. It seems to be working, but doesn't last too long.
Over the past few months I've been doing well. In early summer my symptoms started to intensify, but still not too bad. I had been having trouble with my stomach and difficulty swallowing, so my doc did a repeat gastroscopy to see if I might be having a reaction from the Doxycycline I'd been taking for the PRA. Fortunately I didn't have what he was concerned about (Eosinophilic esophagitis), I had another stricture, which was dilated. After the scope I restarted the Doxy and have been doing well on it.
Since the first of August I've been taking Doxycycline 100mg twice a day on Monday, Wednesday and Friday only. This dose seems to be keeping symptoms mostly at bay without upsetting my stomach.
Over the past 2 weeks I've also been trying something different. My doc had given me Voltaren, which is an anti-inflammatory or NSAID (non-steroidal anti-inflammatory drug). Voltaren has been on the market for a long time, and according to my doc, safer than the newer NSAIDs. I'm not convinced of this....they all seem to cause problems related to heart disease. Because of this, I decided to try and get off the Voltaren and switch over to plain aspirin.
Aspirin is not felt to be a drug that leads to heart disease, in fact it's used to treat heart disease. I've also done some research and it appears that aspirin works just as well as the prescription NSAIDs. So, a couple of weeks ago I stopped my Voltaren and started taking aspirin. I'm taking the "enteric coated" aspiring, which makes it less upsetting on the stomach as it's not broken down until it hits the intestine. I also make sure to take it with food and lots of liquid to make sure it doesn't get stuck in my esophagus.
So, right now I'm taking aspirin 2-3 times a day at most and doing fairly well. I'm still having some pain, but mostly quite tolerable. I've also been using Arnica gel on my hands, and other areas as needed. It seems to be working, but doesn't last too long.
Thursday, October 09, 2008
Does this make sense?
OK....so I went to the local library today to register to vote....yea I know it's late, the deadline (tomorrow) kinda snuck up on me.
So anyway, I go into the library, get a form, fill it out, seal it and give it to one of the clerks. Nice, simple, no problem.
Now.....I figure as long as I'm there I should ask for a new library card. Here in NC the cards are by county, and I've moved to a new county.
So, I go back to the clerk, who pulls up something on her computer, asks for a photo ID and at least 1 item that shows my current address....and a phone number.
So I can vote by just filling out a form, but I have to prove who I am to borrow a book??
So anyway, I go into the library, get a form, fill it out, seal it and give it to one of the clerks. Nice, simple, no problem.
Now.....I figure as long as I'm there I should ask for a new library card. Here in NC the cards are by county, and I've moved to a new county.
So, I go back to the clerk, who pulls up something on her computer, asks for a photo ID and at least 1 item that shows my current address....and a phone number.
So I can vote by just filling out a form, but I have to prove who I am to borrow a book??
Monday, September 22, 2008
Economy fears
Is anyone else out there as nervous as I am about this economic disaster as I am?
Last fall I sold my house in an effort to prevent loosing it. I wasn't behind in payments, although I had been a year earlier. I had a lot of debt, but none of it credit cards, and most of it medical, and a big portion as a result of taking care of (some would say bailing out) my adult son. I don't have a great credit history, but I have always paid my debt in full, I have never tried to deal with those I owed, I just paid what was due as I felt I should. (I did have 1 medical bill "disappear" several years ago and I never checked up on it....it was my ex's responsibility but I know he didn't pay it)
So anyway, I sold my house because money had gotten tight and I was feeling like I was paying for a whole lot of house that I didn't need. My house was 7 rooms (3/2) and I only used 4 of them. It was expensive to heat and cool and needed some work....a lot of work. My son still lived with me and once he left I would be down to 3 rooms, less than 1/2 the house....but all except 1 room had to be heated and cooled because of the layout. I also, truthfully, wanted my son to move out.
Because my house needed work and I was unable to get a loan to fix it up, I ended up selling to a nice young man who planned to fix it up and eventually sell it. Most of what it needed was cosmetic, but it also needed big things like windows and a new deck. I was not unhappy with the price I got....not happy, but not unhappy. It was the beginning of the market failure here in NC and I was just glad to get rid of it.
I had another house all lined up, but was unable to get a loan, due mostly to the sub-prime debacle, which was just starting to make the news. I wasn't a holder of a sub-prime loan, but because of the whole issue banks were not happy to loan to people without stellar credit....and mine wasn't. I ended up giving up on the house and moved into an apartment. (I got approved finally the day after I gave up the house, which made me think it was an omen) I'm still in the apartment, and not expecting to be out soon. The housing market here in NC is definitely a buyer's market, but no one is giving loans and there's a change in the wind with work.
OK...so work. The company I work for is the latest in a long list of companies.....the first one that I worked for sold our division, to a company that then sold us to another....and now that company is merging with an even larger company....but this merger is being effected by the financial crisis. The bank that was all set to guarantee the loan involved in the merger is one of the biggies that has recently requested (and denied) assistance from the feds in order to keep their business afloat. So until this is settles, apparently our merger is on hold. Everything has been done....all the paperwork has been approved, all the approvals have been given and all the appropriate hoops have been cleanly jumped through....but without that guarantee the merger will not take place. Oh yea....the building we're in has been sold and no one knows what will happen if we don't merge and move to the new company offices...offices that will not likely be available unless and until the merger takes place.
I am single and live alone....just me and my 2 dogs. I have some significant medical issues which cost a fair amount, but not as bad as many people (and many on much lower incomes). Right now I live close to work so I spend little on gas, but if our office moves my travel will be about 5 times the distance and 10 times the aggravation. I can stop eating out, which really isn't all that often lately.....I can cut back on some food....and I guess I'll have to do with the clothes I have. As long as I have a job, I have no fear that I'll starve or become homeless.
As long as I have a job. That is a scary thing to think of when you're in your mid-50s and not in perfect health. Is my job at risk? I don't think so. Will it be if this financial problem isn't handled right? I don't know. Do I have faith that our government will do it right and fix it properly....well, that I'm not so sure of.
I do NOT understand all of what is going on. I have a fair understanding of how banks and businesses work with borrowing and loaning and depreciating etc, but I am by no means an expert. I have stock, but it's company stock and pretty much just sits there. I also have a little stock related to my retirement, and so far that's holding fairly steady.
But if this isn't done right we can be thrown into a severe recession and possibly even depression. What really scared me was hearing last week a financial expert say that we would only go into a depression if "we really worked at it".....and that if anyone could throw the company into a depression, it would be the guy that is currently in charge!
I hope this is done right....and the next administration is able to do something to get us out from under the massive debt we have incurred over the past 7 years!
Last fall I sold my house in an effort to prevent loosing it. I wasn't behind in payments, although I had been a year earlier. I had a lot of debt, but none of it credit cards, and most of it medical, and a big portion as a result of taking care of (some would say bailing out) my adult son. I don't have a great credit history, but I have always paid my debt in full, I have never tried to deal with those I owed, I just paid what was due as I felt I should. (I did have 1 medical bill "disappear" several years ago and I never checked up on it....it was my ex's responsibility but I know he didn't pay it)
So anyway, I sold my house because money had gotten tight and I was feeling like I was paying for a whole lot of house that I didn't need. My house was 7 rooms (3/2) and I only used 4 of them. It was expensive to heat and cool and needed some work....a lot of work. My son still lived with me and once he left I would be down to 3 rooms, less than 1/2 the house....but all except 1 room had to be heated and cooled because of the layout. I also, truthfully, wanted my son to move out.
Because my house needed work and I was unable to get a loan to fix it up, I ended up selling to a nice young man who planned to fix it up and eventually sell it. Most of what it needed was cosmetic, but it also needed big things like windows and a new deck. I was not unhappy with the price I got....not happy, but not unhappy. It was the beginning of the market failure here in NC and I was just glad to get rid of it.
I had another house all lined up, but was unable to get a loan, due mostly to the sub-prime debacle, which was just starting to make the news. I wasn't a holder of a sub-prime loan, but because of the whole issue banks were not happy to loan to people without stellar credit....and mine wasn't. I ended up giving up on the house and moved into an apartment. (I got approved finally the day after I gave up the house, which made me think it was an omen) I'm still in the apartment, and not expecting to be out soon. The housing market here in NC is definitely a buyer's market, but no one is giving loans and there's a change in the wind with work.
OK...so work. The company I work for is the latest in a long list of companies.....the first one that I worked for sold our division, to a company that then sold us to another....and now that company is merging with an even larger company....but this merger is being effected by the financial crisis. The bank that was all set to guarantee the loan involved in the merger is one of the biggies that has recently requested (and denied) assistance from the feds in order to keep their business afloat. So until this is settles, apparently our merger is on hold. Everything has been done....all the paperwork has been approved, all the approvals have been given and all the appropriate hoops have been cleanly jumped through....but without that guarantee the merger will not take place. Oh yea....the building we're in has been sold and no one knows what will happen if we don't merge and move to the new company offices...offices that will not likely be available unless and until the merger takes place.
I am single and live alone....just me and my 2 dogs. I have some significant medical issues which cost a fair amount, but not as bad as many people (and many on much lower incomes). Right now I live close to work so I spend little on gas, but if our office moves my travel will be about 5 times the distance and 10 times the aggravation. I can stop eating out, which really isn't all that often lately.....I can cut back on some food....and I guess I'll have to do with the clothes I have. As long as I have a job, I have no fear that I'll starve or become homeless.
As long as I have a job. That is a scary thing to think of when you're in your mid-50s and not in perfect health. Is my job at risk? I don't think so. Will it be if this financial problem isn't handled right? I don't know. Do I have faith that our government will do it right and fix it properly....well, that I'm not so sure of.
I do NOT understand all of what is going on. I have a fair understanding of how banks and businesses work with borrowing and loaning and depreciating etc, but I am by no means an expert. I have stock, but it's company stock and pretty much just sits there. I also have a little stock related to my retirement, and so far that's holding fairly steady.
But if this isn't done right we can be thrown into a severe recession and possibly even depression. What really scared me was hearing last week a financial expert say that we would only go into a depression if "we really worked at it".....and that if anyone could throw the company into a depression, it would be the guy that is currently in charge!
I hope this is done right....and the next administration is able to do something to get us out from under the massive debt we have incurred over the past 7 years!
Monday, July 07, 2008
Our poor children!
I don't even know what to say about this!
Read more here and for the New york Times article click here. (Registration required for NYT article.
We have GOT to get some sensible people in charge!
For the first time, an influential doctors group is recommending that some children as young as 8 be given cholesterol-fighting drugs to ward off future heart problems.Mind you, there is little if any evidence that cholesterol medications prevent heart disease!
Wow...."generally safe"? Really? Many adults that have been damaged (or died) from statins may disagree. Can we at least have a citation for the "recent research"??It is the strongest guidance ever given on the issue by the American Academy of Pediatrics, which released its new guidelines Monday. The academy also recommends low-fat milk for 1-year-olds and wider cholesterol testing.
Dr. Stephen Daniels, of the academy's nutrition committee, says the new advice is based on mounting evidence showing that damage leading to heart disease, the nation's leading killer, begins early in life.
It also stems from recent research showing that cholesterol-fighting drugs are generally safe for children, Daniels said.
Several of these drugs are approved for use in children and data show that increasing numbers are using them.Oh well.....if more kids are using them, then I guess it's ok for most kids?
We've been SOOOOOO successful with adults, now we have to work on the kids!"If we are more aggressive about this in childhood, I think we can have an impact on what happens later in life ... and avoid some of these heart attacks and strokes in adulthood," Daniels said. He has worked as a consultant to Abbott Laboratories and Merck & Co., but not on matters involving their cholesterol drugs.
Drug treatment would generally be targeted for kids at least 8 years old who have too much LDL, the "bad" cholesterol, along with other risky conditions, including obesity and high blood pressure.
For overweight children with too little HDL, the "good" cholesterol, the first course of action should be weight loss, more physical activity and nutritional counseling, the academy says.
Pediatricians should routinely check the cholesterol of children with a family history of inherited cholesterol disease or with parents or grandparents who developed heart disease at an early age, the recommendations say. Screening also is advised for kids whose family history isn't known and those who are overweight, obese or have other heart disease risk factors.
Screening is recommended sometime after age 2 but no later than age 10, at routine checkups.
Read more here and for the New york Times article click here. (Registration required for NYT article.
We have GOT to get some sensible people in charge!
Sunday, June 29, 2008
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